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Rate quotes generated are estimates based on the information you provided, considering currently applicable laws, rates and factors, all of which are subject to change without notice. A rate quote does not constitute a contract, binder or agreement to extend insurance coverage. Your actual rate may vary. To obtain a final rate, please submit the loan for issuance of an insurance Commitment through your normal submission channel. Default coverage percentages displayed for quotes are based on current GSE requirements, but we recommend that you verify adherence to investor requirements. Coverage is subject to approval under appropriate Arch McClain Matthews Insurance underwriting guidelines and rates in effect on the date the insurance Commitment is issued.