Getting insurance for your business is necessary, even for small businesses. But unfortunately, only 3 out of 10 small businesses have enough insurance to secure them. Generally, there are indeed a lot of other expenses to prioritize. But insurance is just as crucial as those expenses.
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You'll never know when an accident, a lawsuit, or a crisis may hit. Insurance serves as a saving grace to ensure the continuity of your business. Here's a list of insurance you should consider acquiring:

​Like many other homeowners, renovating your home may be on your bucket list if it's already outdated. You may also need to renovate your home to improve or make its facilities look and serve you better. 

Whatever your purpose is, keep in mind that renovating your home can increase or decrease its insurance rate. For your information, below are some of the renovations that affect your home insurance's coverage: 

​The difference between a personal and a commercial vehicle may not be clear to you if you own a small business. Sometimes, the purposes of using a personal and commercial vehicle overlap. 

Below are the noticeable differences between commercial and personal auto insurance: 

​General liability insurance is normally not legally required, but businesses should have  it. At times, clients and other similar parties might request it.