McClain Matthews Insurance Blog
Homeowners insurance is what most lenders require you to have. It is a type of property insurance that covers losses and damages to your home and assets. Significant insurance coverage is essential, but how can you know whether you have enough protection?
Most typical home insurance policies protect you against accidental water damage in your home. But, if the cause originates from outside your property, it is unlikely that your policy may cover it. So, to address the question, "does home insurance cover water damages?" the answer is that it depends upon the cause or source of the damage. Your home insurance does not cover every water-related damage.
Water-related Damage Not Covered By Your Home Insurance
Here are some examples of water damage that are not covered by your home insurance policy:
Ways to Prevent Water Damage
You may avoid water damage to your property by doing the following:
Water-related damage is one of the most frequent causes of property loss and isn't only a periodic issue. You must evaluate the location in which you live. Your standard home insurance policy may not cover the damages and losses. As a result, further precautions must be taken to avoid this.
At McClain Matthews Insurance, we strive to provide comprehensive insurance packages that ease your life. We aim to assist you in obtaining insurance that meets your requirements. Call our agency at (317) 298-7500 for more information about our goods and services. CLICK HERE to get your free quotation right now. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!