McClain Matthews Insurance Blog
Personal automobile insurance is another important policy to consider when you purchase a vehicle. It provides coverage for privately owned automobiles. Moreover, it protects you from financial liabilities if you damage someone else's property or cause bodily harm due to an accident.
Personal Auto Insurance Inclusions
The auto insurance coverage varies depending on the kind of auto insurance and other additional coverage choices you get. Here are some of the common inclusions this policy can offer:
Auto insurance protects you and the passengers in your vehicle against medical and funeral costs resulting from an accident.
Bodily Injuries Liability Coverage
This policy protects you against financial liability if you are liable for another person's death or injury. You and your family covered by the policy are also insured if you drive another person's vehicle with their approval.
This policy covers physical damages to your vehicle or another driver's automobile.
Suppose you cannot operate your vehicle due to an accident or loss. In that case, this coverage offers an option, such as alternative transportation, but only up to a certain limit.
This coverage protects you against financial liability resulting from damage to other's property caused by you or someone driving your automobile with your consent.
Uninsured or Underinsured Driver Coverage
When you or a family member are hurt by a driver who does not have enough insurance to cover the losses, this policy can compensate you.
Other Things You Should Know
Personal auto insurance can protect you, your family members included in the policy, and your vehicle against damage or loss due to accidents or other incidents. However, if you use your car for business, this coverage may not protect you. In this case, you may consider extending your coverage.
At McClain Matthews Insurance, we put our clients first by offering them policies that they can afford. Insurance is a must these days, and we're here to help. Call our agency at (317) 298-7500 to learn more about our goods and services. You may also obtain a free quotation by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!