McClain Matthews Insurance Blog
Given the high prices for teen drivers and the specific requirements of college students, finding auto insurance can be challenging. To simplify the process, we've compiled a directory of the best college auto insurance providers based on pricing, available benefits, and other factors.
Where Are You Going To Reside?
While at college, if your parents' residence is still regarded as your permanent address, you might be able to continue driving on their automobile insurance policy still regarding which who owns the vehicle
Ask your agent if you may continue to be covered under your family's plan if you're briefly renting a residence, residing in college during the academic year, or whether you'll require your policy.
Who’s Account Shows Vehicle Ownership?
Whether a college kid needs an auto insurance policy depends partly on who owns the vehicle. You might be eligible to continue being covered by the family's auto insurance plan if the automobile is registered in your family's name and you are driving it to school.
You might be eligible to continue being covered by your family's automobile insurance if the automobile is equally owned, which means it has both of your names on it.
You'll probably need to purchase your personal automobile insurance coverage on your own if your name appears on the title.
College Reduction for Locals
You might be able to save your parents some extra money if you leave the automobile you usually drive, registered in your mother's or father's name, at their residence while you reside on campus.
Your parents might be eligible again for a "residential learner" reduction if your institution is at least a hundred miles from home, but since you won't be using the car as often now that you're on campus.
Reduction of Anti-Theft Equipment
When moving into a temporary residence, it's a good practice to check into the violent crime in the area. This could assist you in choosing accommodation inside a better neighborhood & aid in acclimating to your new environment.
It might be a great idea to have an anti-theft gadget for your automobile if you take it to university with you. By doing this, you may reduce the likelihood that your belongings may be stolen and receive a reduction on your auto insurance.
If you intend to take an automobile with you when you leave for university, be sure to find out how this can affect your automobile insurance. For instance, you could have to get your auto insurance coverage, or if you satisfy certain requirements, you could be able to continue on your parents' policy.
The correct insurance may assist in guaranteeing that you are protected in the event of an incident wherever you are.
At McClain Matthews Insurance, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (317) 298-7500. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!