McClain Matthews Insurance Blog
It’s time to start thinking about your auto insurance coverage again. If you drive a car, you need to ensure proper coverage and protection against unexpected events and accidents. Furthermore, it’s important that you know what type of coverage you have or need.
Bodily Injury Liability
This coverage can help you protect against financial loss if you hurt someone in an accident. One example is if you accidentally run a red light and injure someone, this coverage can help you pay for their medical treatment.
Property Damage Liability
This type of insurance covers all types of property damage that your car causes to other people or other property. If you own a home and happen to hit someone’s mailbox while driving, this coverage could help pay for the damages caused by your car.
Collision insurance is a type of crash coverage that helps pay for the damages to your car if you hit another vehicle or object. It will get you covered for some unexpected events.
Comprehensive insurance will cover your car from damages such as disasters, theft, vandalism, and collision with animals. Also, this type of coverage will help you with the finances you need for the damages.
This type of coverage helps pay for compensations if you’re hit by a driver who doesn’t have car insurance or doesn’t have enough car insurance to cover the costs of damages and injuries.
Medical Payment Coverage
This coverage is essential for those with medical expenses and insurance protection. If you get into a car accident, your medical payments coverage is applied, and you will never think about the funds you need to pay for the medical fees.
Personal Injury Protection
This insurance is a form of no-fault insurance that helps pay for losses related to injuries from a car accident, regardless of who was at fault. In addition to medical bills, personal injury protection can also help cover funeral costs or lost wages.
Auto insurance has different coverage and financial support, but it depends on what vehicular insurance you get. We hope that you have a better understanding of car insurance and that this will help you decide what coverage you can avail.
At McClain Matthews Insurance, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (317) 298-7500 or Click Here to request a free quote. Coverage discussed in this article is not guaranteed. Please contact our agents to find out information about your specific policy. We are happy to help you obtain the coverage you need!